Save Money, Time, & Effort
At the Perimeter Group we have brought together the country’s top-rated insurance carriers to give our clients access to many insurance options not available from other sources. As an independent agency we obtain quotes from multiple carriers versus just one a “captive” agency would provide. The result…knowing you will get the insurance coverage that is RIGHT for your needs at the BEST price.
The Perimeter Group…your ONE source for all your insurance needs. Click on one of the links below to get a quote from us today!
Term, Whole, Universal, Key Person, Buy Sell, Annuities, Long Term Care, Disability
All too often the most valuable assets in the household receive the least amount of attention…you and your family. The Perimeter Group offers a broad range of life insurance options that takes into account the life stage position you and your family are currently in. Let our skilled specialists tailor a program from one of our large roster of life insurance carriers that provides long-term financial stability for you and your family within your budget requirements.
At the Perimeter Group we provide a Three Step Life Insurance Assessment of your family needs to truly understand the coverage you need to protect the financial stability of you and your family.
We identify the risks and potential losses to your income and household savings. We look at your current housing situation, retirement accounts, current lifestyle, current and potential education funds needed, debt liquidation and contributions
We determine the right amount of life insurance based on the Total Needs of your family and your current asset situation:
Needs: Final Expenses, Debts, Emergency and Contingency Funds, Home Mortgage or rent Fund, Childcare, Education Funds, Survivor Income Fund, Special Needs for Disability or Health Maintenance.
Assets: Cash on hand, Investments Value, Current Life Insurance in place, Retirement Accounts, Inheritances, Other Liquid Assets.
Total Coverage Needed = Total Needs – Total Assets
We then determine a suitable Life Insurance Plan for your family needs.
Term Life Insurance: Level Death Benefit protection with no cash value accumulation, lower initial premiums, temporary time period of coverage, convertible to permanent protection, variety of plans and time periods.
Whole Life Insurance: Level Death Benefit Protection, tax-deferred cash value accumulation, level premiums, permanent protection.
Universal Life Insurance: Death Benefit protection, tax-deferred cash value accumulation, flexible premiums, flexible death benefit. Term Whole Life Universal Life Key Employee Buy Sell Agreement Annuities Long Term Care Disability.
Driving on today’s roads can be a challenge each and every day. The last thing you need is to find out you don’t have the coverage you thought you had in your policy. The Perimeter Group takes the time to review your particular insurance needs and places you with the carrier that provides the right coverage at the best rate. Not all carriers offer the same coverage, so it is important you hire an agency to help guide you to the right place to meet your needs.Get an Auto Insurance Quote
The Perimeter Group offers a broad range of coverage options from multiple national carriers for your homeowners insurance. Whether you reside in a home, condo, apartment, mobile home or rent out a home or condo, our agency offers the right protection package to cover your significant property investment. We take the time to build a policy that properly protects your property and personal belongings as well as guard against liability claims.Get a Home Insurance Quote
Owning a condominium poses different insurance needs versus a standard homeowner’s policy. The Perimeter Group offers different options to cover personal property and “walls-in” property that meet yours and HOA requirements. Click on the link to get a quote tailored to your needs today!Get a Condo Insurance Quote
Owning a rental property offers many rewards and at the same time many challenges. One of those is finding the right coverage for your particular property. The Perimeter Group works with multiple carriers to build the right policy for you. We make sure your property has the right dwelling and personal property coverage as well as liability and loss of rental income protection.Get a Landlord Dwelling Quote
Even though you don’t own the property you live in, you still need to protect your personal belongings and against potential liability claims. Whether you rent a home, condo or apartment you still need to cover yourself from the financial hardship of a property loss or damage you are liable for. A renters policy from the Perimeter Group will provide the protection you need.Get a Renters Insurance Quote
When a home or condo becomes vacant a standard homeowner’s policy will not cover the property. Thus, it is imperative to obtain a Vacant Home insurance policy to cover the property against damages and potential liability events. The Perimeter Group offers many options to provide protection for the higher risk associated with vacant homes. Click on the link to receive a quote for your vacant home today!Get a Vacant Insurance Quote
While you probably have excellent coverage for your home, auto and personal property, you might have underestimated the liability coverage the necessary to protect yourself from great financial hardship. Are you prepared for an incident where someone
- injuries themselves in your swimming pool
- is injured in a car accident caused by your teenage child
- is bitten by your dog
- sues you for a million dollars?
An umbrella policy extends your liability coverage over your base insurance policies, even if you are on vacation or traveling outside of the U.S. For those with significant assets to protect and umbrella policy is a MUST.Get a Personal Umbrella Quote
There are many options to consider when insuring the vehicles we use to enjoy the outdoors. Besides the normal protection for accidents and liability, many policies include key features and discounts worth considering. The Perimeter Group helps identify those carriers offering the best protection package to help you enjoy the outdoors with greater peace of mind.Get A Quote
It’s important to be prepared when you head out to water. At the Perimeter Group we will build an insurance policy for your specific type of boat or watercraft… no matter the shape or size. We map out coverage that protects your boat, motor, trailer and accessory equipment. In addition, the package includes liability protection, medical coverage and emergency breakdown services. Click on the link for coverage stem to stern!Get a Boat Insurance Quote
Most people don’t think they need flood insurance. However, you might be surprised that a flood loss is 30 times more likely to occur than a fire loss. Recent major flooding has occurred in many “non-flood” prone areas where no coverage is provided by the base homeowner’s insurance policy. The Perimeter Group provides federal flood insurance policies along with excess flood protection to protect against damage caused by rising water from rivers and washes. Contact us to get more information on how a flood insurance policy might be right for you.Get a Flood Insurance Quote
Health Plan Options:
- Allow you to choose your own doctors
- No referral necessary to see specialists
- Primary Care Physicians not required
- Co-pays only after deductible met
- Primary care visits covered before deductible
- Generic drugs covered before deductible
- Preventative care covered before deductible
- Health Savings Accounts
- Some include Primary Care visits
The Perimeter Group has access to many different dental programs designed to take care of your family’s dental needs.
- Deductible options
- Emergency Care
- No annual maximum plans available
- Preferred vs PPO plans available
The Perimeter Group offers an extensive roster of vision plans for companies, families and individuals to keep your eye health affordable.
- Annual Eye Exams included
- Glasses / Contact Purchase Discounts
- Wellness Programs
The Perimeter Group has access to a large number of health plans specifically designed for businesses to offer to their employees that fit the budget requirements of both your company and your employees.Group Health Insurance Quote
At the Perimeter Group, we take the time to understand the uniqueness of your business and tailor an insurance package that provides the protection you need in a cost efficient manner. Click on the business coverage you need to get a quote today!
A Business Owners Policy (BOP) offers an affordable way for companies to combine their liability and property insurance coverage. This policy allows excellent flexibility and provides companies with a way to tailor coverage to best fit their specific insurance needs. Click on the link to allow us to tailor a program especially for your company.Get a Business Owners Policy Quote
The Perimeter Group offers many solutions for your Workers Compensation insurance. Our carriers offer specific coverages for many different industries and occupation class codes. Thus, we provide our clients competitive pricing and excellent service support in this key protection need. Click on the link to get a Workers Compensation quote today!Get a Workers Compensation Quote
One catastrophic claim can close a business down. A Commercial Umbrella policy protects business owners against expensive liability claims and litigation. This policy bridges the gap in the base liability coverage a company has to protect against multi-million dollar claims. Click on the link to get a quote today!Get a Commercial Umbrella Quote
The Perimeter Group offers many programs to affordably insure a company’s fleet of vehicles for liability and physical damage. We offer protection for all types of vehicles and industries, each tailored for your company. Click on the link to receive a quote and see how much we can save on your insurance today!Get a Commercial Auto Policy Quote
Whether you own your building outright or lease, the Perimeter Group can tailor a protection package that provides your company with the right protection at an excellent value. For both your building and business personal property, we take the time to evaluate what coverages are the best to obtain to keep your business operational and profitable for years to come. Click on the link to receive a quote tailored to your company today!Get a Commercial Property Quote